International Travel Insurance Coverage and Benefits

International Travel Insurance

Travel insurance is designed to cover unexpected medical emergencies, trip cancellation, your personal effects, lost, stolen or damaged luggage, and other related losses incurred while traveling abroad.

Overseas Travel Insurance Benefits - Asia

Benefits	Sum Insured (USD)	Deductible
Hospitalisation expenses	50,000	USD 100
Medical evacuation	25,000	USD 100
Repatriation of remains	10,000	Nil
Medical expenses	25,000	USD 100
Dental treatment	200	USD 50
Personal accident	15,000	Nil
Loss of checked-in baggage	500	Nil
Delay of checked-in baggage	100	6 hrs
Loss of passport	300	USD 50
Personal liability	150,000	USD 100
Trip cancellation / interruption / curtailment (option 5)	300	USD 100
Missed connections	300	3 hrs

Premium (inclusive of GST)
1 - 4 days	INR 399
Each extra day	INR 49

Overseas Travel Insurance Benefits - US and Canada

Benefits	Sum Insured (USD)	Deductible
Hospitalisation expenses	250,000	USD 100
Medical evacuation	25,000	USD 100
Repatriation of remains	10,000	Nil
Medical expenses	25,000	USD 100
Dental treatment	200	USD 50
Personal accident	15,000	Nil
Loss of checked-in baggage	500	Nil
Delay of checked-in baggage	100	6 hrs
Loss of passport	300	USD 50
Personal liability	150,000	USD 100
Trip cancellation / interruption / curtailment (option 5)	500	USD 100
Missed connections	500	3 hrs

Premium
1 - 4 days	INR 599
Each extra day	INR 79

Overseas Travel Insurance Benefits - Rest of the World

Benefits	Sum Insured (USD)	Deductible
Hospitalisation expenses	100,000	USD 100
Medical evacuation	25,000	USD 100
Repatriation of remains	10,000	Nil
Medical expenses	25,000	USD 100
Dental treatment	200	USD 50
Personal accident	15,000	Nil
Loss of checked-in baggage	500	Nil
Delay of checked-in baggage	100	6 hrs
Loss of passport	300	USD 50
Personal liability	150,000	USD 100
Trip cancellation / interruption / curtailment (option 5)	500	USD 100
Missed connections	500	3 hrs

Premium
1 - 4 days	INR 499
Each extra day	INR 59

Terms and conditions:

The traveller should be Indian Citizen between 3 months to 70 years of age and should hold a valid bank account in India.
Any claim due to or arising out of a pre-existing medical condition / ailment whether declared or undeclared is not covered under the policy.
Proposed rates are for a single trip policy with a maximum trip duration of 180 days.
Journey should commence from Republic of India.
Once the policy is purchased, it cannot be cancelled. It is non-refundable.

View complete Terms and Conditions

Download your Claim Form, Document List and Covering Letter.

Any changes to the travel dates must be informed to ASEGO. You can contact ASEGO via WhatsApp on 864784444 or write to claims@asego.in.